Dreaming Up an Active Retirement

Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about if annuities are right.

Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.

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Not FDIC Insured		No Bank Guarantee		May Lose Value
Not a Bank Deposit		Not Insured by any Federal Government Agency